Medicare – For almost everyone 65 or older regardless of income.

  • Medicare Hospital Insurance is a federal program that is financed by payroll contributions from working people. It provides basic help with costs of: inpatient hospital care, home health care, hospice care, and post hospital skilled nursing facility care.
  • Medicare Medical Insurance is a federal program that is financed by monthly premiums paid for by the insured person and the federal government. The government pays about 80% of the costs of: physicians’ services, medical services and supplies, home health care services, outpatient hospital services, therapy, and other services.

Medicaid – For certain groups of needy and low-income people.

  • Medicaid is a federal-state partnership. The federal government contributes around 2/3 of the medical care costs. States pay the rest, often with help from local governments.
  • It provides basic help with costs of: inpatient hospital care, outpatient hospital, laboratory, X-ray, skilled nursing facility, physicians’ services, and home health care.
  • In Oregon, Medicaid also pays for: prescribed drugs, medical transportation, intermediate care facility, rehabilitative services, medical equipment, supplies, oxygen, community based long term care including in-home, adult foster care, residential care, and home delivered meals.
  • Medicaid pays the monthly Medicare premium for some people.