What is the difference between Home Health Care and In-Home Caregiving?

Home Health Care

To aid in your health recovery, your doctor may recommend that medical care be provided in your home. A doctor’s order is required for obtaining home health services. Care is provided for a limited period of time.

Medicare, Medicaid, worker’s compensation, most private insurance companies and HMOs cover the cost of home health care. Coverage and prior authorizations differ from plan to plan.

Types of care provided may include:

  • Nursing services, including wound care
  • Rehabilitation (physical, occupational and speech therapies)
  • Mental health nursing
  • Medical social work services
  • Nutrition therapy
  • Home health hygiene aides

Caregivers In The Home

In Home Care does not require a doctor’s order and is not covered by Medicare. Paid caregivers work for you as long as you need them--for a short-term period of recovery or for the long term. Caregivers provide specific care as needed and often provide a family caregiver assistance and respite.

You may receive partial or full coverage through VA benefits or Long Term Care Insurance, purchased separately from health insurance. Most caregivers are paid an hourly fee. They can be hired on an individual basis or through an In-Home Caregiving agency. For many people, the cost of in-home caregiving is significant.

Types of care may include:

  • Companionship and housekeeping
  • Physical assistance
  • Hygiene
  • Meal Preparation
  • Skilled Nursing
  • Respite Care
  • Alzheimer’s & Dementia Care
  • Medication & Health Reminders